Ahmad Salem

Ahmad Salem

Senior Accountant

Hi, I’m Ahmad! 👋I’m a Senior Accountant who believes finance is all about clarity, strategy, and problem-solving—and I actually love looking beyond the numbers! Over the past 5+ years, I’ve been helping businesses across the MENA region streamline their financial operations, whether that means fixing cash flows, unwinding complex debt, or restructuring budgets. But I don’t just stay inside Excel sheets! I’m passionate about combining traditional finance with modern tools—leveraging AI automation to save thousands of manual hours and diving into data to discover real growth opportunities. From catching hidden billing frauds to partnering with CEOs on strategic decisions, my goal is simple: make financial processes smarter, transparent, and built for growth. Take a look around my portfolio, and feel free to reach out if you’d like to build something great together!

Jeddah, Saudi Arabia

Focus Areas

Financial Planning & Analysis

Expertise in annual and operational budgeting, forecasting, scenario analysis, and variance analysis to support strategic financial decisions.

BudgetingForecastingScenario AnalysisVariance AnalysisFinancial Modeling

Financial Control & Reporting

Skilled in ensuring financial compliance, managing accounts payable, reviewing contracts, and preparing IFRS and tax-related reports.

Financial ControlIFRSTax ComplianceAccounts PayableContract Review

Analytics & Automation

Proficient in leveraging data analytics, financial modeling, and AI-powered workflows to automate processes, visualize data, and identify financial gaps.

Data AnalyticsFinancial ModelingProcess AutomationAI-Enabled WorkflowsPower BI

Strategic Business Partnering

Collaborates with executive leadership and cross-functional teams to provide financial insights, optimize profitability, and facilitate decision-making.

Business PartneringDecision SupportExecutive ReportingProfitability Optimization

Selected Work

Loan Liabilities Reduction & Refinancing

Loan Liabilities Reduction & Refinancing

Cut company loan liabilities by 60% and secured improved financing terms.

Restructured budgeting and accelerated repayment strategies, coupled with a successful bank refinancing transition.

Mall Revenue Growth & Occupancy Improvement

Mall Revenue Growth & Occupancy Improvement

Drove 100%+ revenue growth and increased occupancy from 63% to 97%.

onducted a comprehensive P&L and gross profit analysis for Bonyan across 4 core revenue streams (Rent, Parking, Maintenance, Chilled Water). Restructured cost-recovery models and introduced value-based allocation frameworks, unlocking liquidity for vacant unit fit-outs and achieving a complete financial turnaround—turning net operational deficits into positive profitability

AI-Powered Check Processing Automation

AI-Powered Check Processing Automation

Processed approximately 5,000 checks in a single day during a flagship project launch.

Designed and executed a custom no-code AI workflow integrating Make, ChatGPT, Claude, and Google Sheets to automate data extraction from scanned post-dated checks (PDCs) into a structured financial database during The Central’s launch event.

Supplier Billing Fraud Investigation

Supplier Billing Fraud Investigation

Uncovered Material Supplier Billing Scheme via Access Reconciliation

Built a forensic reconciliation methodology comparing supplier equipment attendance invoices against automated site security-access logs at the Central Bank of Egypt's Banknote Printing House contract, uncovering systematic billing discrepancies and triggering an executive investigation.

Highlights

2026 EXECUTIVE DASHBOARDS | C-SUITE REPORTING | STRATEGIC FP&A

Updated job responsibilities, indicating ongoing professional development and expanded scope in financial management. Elevated role into strategic business partnering and executive decision support across regional entities. Developed high-impact, visual Executive Presentation Decks and integrated Power BI/Excel C-Suite Dashboards to communicate multi-year revenue trends (34%+ YoY growth), liquidity projections, and debt restructuring outcomes directly to CEOs and board members.

2025 FMVA® Badge: 3-STATEMENT MODELING | DCF & VALUATION | SCENARIO ANALYSIS | M&A

Financial Modeling & Valuation Analyst (FMVA®) — CFI, Canada (2025) Earned the FMVA® designation from Corporate Finance Institute (CFI, Canada), mastering technical financial modeling, DCF valuation, and scenario analysis. Applied these advanced modeling techniques directly to engineer a comprehensive 3-Statement Financial Model & Valuation Framework for Bonyan, incorporating assumption-driven multi-year forecasting and sensitivity analysis. This technical modeling backed executive decision-making in evaluating bank refinancing terms and structuring a two-phase early loan repayment strategy—directly contributing to reducing total loan liabilities by 60% and driving a complete bottom-line recovery into positive net profitability in 2025.

POWER BI & FINANCIAL DASHBOARDS | DATA VISUALIZATION | AI AUTOMATION | COST ALLOCATION

Combined advanced financial analytics with modern automation by earning the Business Intelligence & Data Analyst (BIDA®) certification from Corporate Finance Institute (CFI, Canada). Mastered Power BI, Power Pivot, and Excel data modeling to transform complex transactional data into automated financial dashboards and executive storytelling. Simultaneously completed the Hands-on AI Diploma (Dotpy)—engineering no-code AI automation workflows using GPT-4 Vision and Claude—and the Cost Accounting Program (EBA / Assaal Academy), applying job-order, standard costing, and manufacturing allocation frameworks across Microsoft Excel and Odoo ERP

2024 SENIOR PROMOTION | PROFESSIONAL ETHICS (CFI) | FINANCIAL INTEGRITY | AUDIT RIGOR

Promoted to Senior Accountant within the group, stepping into higher-level financial oversight across multi-entity operations. Earned the Professional Ethics Certificate from Corporate Finance Institute (CFI, Canada), formalizing a structured framework for ethical decision-making, conflict-of-interest management, and sound financial judgment. This training directly reinforced the objective, independent-reconciliation approach used to uncover supplier billing fraud, while laying the ethical and strategic foundation for advanced FMVA® modeling and executive reporting.

WIP ALLOCATION | FUNDING GAP RESOLUTION | CASH FLOW OPTIMIZATION | CAPITALIZATION

Managed WIP accounting, cost allocation, and subcontractor capitalization across major construction and real estate projects. Proactively identified potential funding gaps through dynamic cash flow forecasting and scenario modeling, introducing value-based cost allocation frameworks that unlocked critical working capital for project execution without disrupting site operations.

2023 BOQ VARIANCE ANALYSIS | PERCENTAGE-OF-COMPLETION | COST CONTROL | TAX FILINGS

Spearheaded project cost control and financial reporting for major real estate developments. Established a structured monthly budget monitoring framework utilizing BOQ-based variance analysis to identify cost overruns and control baseline construction expenses. Applied the Percentage-of-Completion (PoC) method under IFRS to accurately recognize revenue based on certified physical progress, while managing corporate tax filings, VAT compliance, and cash flow.

2022 TREASURY & CASH FLOW | AR/AP RECONCILIATION | CONTRACT REVIEW | PAYROLL

Managed complete daily accounting and financial operations for high-security facility management contracts, including the Central Bank of Egypt's Banknote Printing House. Handled core treasury functions, daily cash monitoring, petty cash reconciliations, and payroll processing. Administered Accounts Receivable (AR) and Accounts Payable (AP), reviewing vendor contracts, resolving payment discrepancies, and ensuring uninterrupted operational cash flow in high-compliance environments. Joined SIAC Assets & Facilities Management. Designed an independent attendance-to-access reconciliation model for the Central Bank of Egypt Printing House contract

2021 ERP TRANSACTION INTEGRITY | INVENTORY ACCOUNTING | VENDOR RECONCILIATIONS | GL ENTRIES

Managed general accounting operations and core transactional integrity at Americana Foods (Ajman, UAE). Recorded daily journal entries within enterprise ERP systems to support financial reporting. Managed inventory accounting, stock valuation, and systematic supplier reconciliations—ensuring accurate vendor balances and uninterrupted supply chain financial workflows.

© 2026 Ahmad Salem